Call reports 2019
BANK OF MOUNT HOPE, INC. — 2019
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 124,540,000 | 123,683,000 | 124,703,000 |
| Total loans | 64,734,000 | 66,366,000 | 64,877,000 |
| Allowance for loan losses | 668,000 | 660,000 | 660,000 |
| Securities available for sale | 48,135,000 | 49,072,000 | 41,458,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 105,569,000 | 104,365,000 | 105,846,000 |
| Interest-bearing deposits | 72,755,000 | 72,407,000 | 73,921,000 |
| Noninterest-bearing deposits | 32,814,000 | 31,958,000 | 31,925,000 |
| Equity capital | 16,493,000 | 16,947,000 | 17,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 1,087,000 | 2,212,000 | 3,337,000 |
| Interest expense | 145,000 | 311,000 | 487,000 |
| Net interest income | 942,000 | 1,901,000 | 2,850,000 |
| Noninterest income | 255,000 | 501,000 | 764,000 |
| Noninterest expense | 840,000 | 1,686,000 | 2,670,000 |
| Provision for loan losses | 7,000 | 11,000 | 20,000 |
| Pretax income | 350,000 | 705,000 | 924,000 |
| Income tax | 56,000 | 114,000 | 78,000 |
| Net income | 294,000 | 591,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 16,754,000 | 16,846,000 | 17,026,000 |
| Total capital | 17,422,000 | 17,506,000 | 17,686,000 |
| Risk-weighted assets | 54,142,000 | 54,710,000 | 55,810,000 |