Call reports 2018
BANK OF MOUNT HOPE, INC. — 2018
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 126,151,000 | 126,017,000 | 122,788,000 | 121,077,000 |
| Total loans | 67,799,000 | 66,283,000 | 65,994,000 | 66,126,000 |
| Allowance for loan losses | 663,000 | 680,000 | 688,000 | 668,000 |
| Securities available for sale | 48,915,000 | 49,975,000 | 47,830,000 | 46,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,954,000 | 106,546,000 | 104,514,000 | 102,365,000 |
| Interest-bearing deposits | 75,034,000 | 75,015,000 | 75,806,000 | 73,194,000 |
| Noninterest-bearing deposits | 30,920,000 | 31,531,000 | 28,708,000 | 29,171,000 |
| Equity capital | 15,434,000 | 15,504,000 | 15,503,000 | 15,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,117,000 | 3,211,000 | 4,309,000 |
| Interest expense | 107,000 | 225,000 | 348,000 | 478,000 |
| Net interest income | 943,000 | 1,892,000 | 2,863,000 | 3,831,000 |
| Noninterest income | 252,000 | 514,000 | 779,000 | 1,043,000 |
| Noninterest expense | 865,000 | 1,688,000 | 2,515,000 | 3,356,000 |
| Provision for loan losses | 14,000 | 32,000 | 43,000 | 29,000 |
| Pretax income | 329,000 | 699,000 | 1,097,000 | 1,502,000 |
| Income tax | 48,000 | 106,000 | 173,000 | 258,000 |
| Net income | 281,000 | 593,000 | 924,000 | 1,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,275,000 | 16,433,000 | 16,608,000 | 16,615,000 |
| Total capital | 16,938,000 | 17,113,000 | 17,296,000 | 17,283,000 |
| Risk-weighted assets | 56,947,000 | 56,507,000 | 55,373,000 | 55,035,000 |