Call reports 2017
BANK OF MOUNT HOPE, INC. — 2017
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 126,516,000 | 125,429,000 | 124,751,000 | 124,990,000 |
| Total loans | 61,816,000 | 63,582,000 | 63,692,000 | 67,142,000 |
| Allowance for loan losses | 655,000 | 657,000 | 621,000 | 671,000 |
| Securities available for sale | 51,966,000 | 53,197,000 | 50,791,000 | 51,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,175,000 | 104,602,000 | 104,059,000 | 104,392,000 |
| Interest-bearing deposits | 71,856,000 | 71,439,000 | 71,385,000 | 72,698,000 |
| Noninterest-bearing deposits | 34,319,000 | 33,163,000 | 32,674,000 | 31,694,000 |
| Equity capital | 15,472,000 | 15,885,000 | 15,990,000 | 15,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,993,000 | 3,020,000 | 4,063,000 |
| Interest expense | 82,000 | 171,000 | 261,000 | 360,000 |
| Net interest income | 901,000 | 1,822,000 | 2,759,000 | 3,703,000 |
| Noninterest income | 249,000 | 505,000 | 767,000 | 1,035,000 |
| Noninterest expense | 828,000 | 1,657,000 | 2,468,000 | 3,243,000 |
| Provision for loan losses | 2,000 | 10,000 | 18,000 | 39,000 |
| Pretax income | 332,000 | 674,000 | 1,083,000 | 1,499,000 |
| Income tax | 74,000 | 151,000 | 258,000 | 299,000 |
| Net income | 258,000 | 523,000 | 825,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,692,000 | 15,822,000 | 15,988,000 | 16,149,000 |
| Total capital | 16,347,000 | 16,479,000 | 16,609,000 | 16,820,000 |
| Risk-weighted assets | 55,469,000 | 55,565,000 | 54,009,000 | 55,485,000 |