Call reports 2016
BANK OF MOUNT HOPE, INC. — 2016
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 131,193,000 | 127,635,000 | 123,967,000 | 122,162,000 |
| Total loans | 60,397,000 | 60,281,000 | 61,007,000 | 62,044,000 |
| Allowance for loan losses | 685,000 | 687,000 | 689,000 | 664,000 |
| Securities available for sale | 58,032,000 | 57,815,000 | 56,057,000 | 50,829,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,820,000 | 103,601,000 | 101,341,000 | 102,603,000 |
| Interest-bearing deposits | 74,192,000 | 70,777,000 | 69,723,000 | 71,979,000 |
| Noninterest-bearing deposits | 33,628,000 | 32,824,000 | 31,618,000 | 30,624,000 |
| Equity capital | 15,651,000 | 15,863,000 | 16,027,000 | 15,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,961,000 | 2,935,000 | 3,907,000 |
| Interest expense | 104,000 | 207,000 | 295,000 | 379,000 |
| Net interest income | 883,000 | 1,754,000 | 2,640,000 | 3,528,000 |
| Noninterest income | 238,000 | 483,000 | 741,000 | 993,000 |
| Noninterest expense | 871,000 | 1,726,000 | 2,591,000 | 3,435,000 |
| Provision for loan losses | 5,000 | 9,000 | 15,000 | 18,000 |
| Pretax income | 262,000 | 579,000 | 852,000 | 1,155,000 |
| Income tax | 53,000 | 127,000 | 185,000 | 237,000 |
| Net income | 209,000 | 452,000 | 667,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,294,000 | 15,421,000 | 15,519,000 | 15,569,000 |
| Total capital | 15,979,000 | 16,104,000 | 16,196,000 | 16,233,000 |
| Risk-weighted assets | 55,305,000 | 54,502,000 | 53,990,000 | 54,933,000 |