Call reports 2014
BANK OF MOUNT HOPE, INC. — 2014
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,344,000 | 124,307,000 | 126,200,000 | 126,160,000 |
| Total loans | 61,218,000 | 61,031,000 | 62,118,000 | 62,615,000 |
| Allowance for loan losses | 689,000 | 694,000 | 686,000 | 685,000 |
| Securities available for sale | 55,212,000 | 55,302,000 | 54,591,000 | 57,095,000 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,085,000 | 97,919,000 | 101,251,000 | 101,261,000 |
| Interest-bearing deposits | 74,120,000 | 72,132,000 | 73,794,000 | 73,420,000 |
| Noninterest-bearing deposits | 24,965,000 | 25,787,000 | 27,457,000 | 27,841,000 |
| Equity capital | 14,631,000 | 14,909,000 | 15,138,000 | 15,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,026,000 | 3,053,000 | 4,053,000 |
| Interest expense | 136,000 | 270,000 | 399,000 | 524,000 |
| Net interest income | 886,000 | 1,756,000 | 2,654,000 | 3,529,000 |
| Noninterest income | 248,000 | 498,000 | 758,000 | 1,020,000 |
| Noninterest expense | 823,000 | 1,659,000 | 2,470,000 | 3,284,000 |
| Provision for loan losses | -4,000 | 0 | 2,000 | 4,000 |
| Pretax income | 315,000 | 595,000 | 943,000 | 1,264,000 |
| Income tax | 85,000 | 154,000 | 247,000 | 245,000 |
| Net income | 230,000 | 441,000 | 696,000 | 1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,525,000 | 14,620,000 | 14,750,000 | 14,876,000 |
| Total capital | 15,164,000 | 15,261,000 | 15,418,000 | 15,544,000 |
| Risk-weighted assets | 51,063,000 | 51,193,000 | 53,357,000 | 53,372,000 |