Call reports 2013
BANK OF MOUNT HOPE, INC. — 2013
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 122,889,000 | 118,910,000 | 123,737,000 | 124,338,000 |
| Total loans | 60,590,000 | 60,388,000 | 60,553,000 | 61,401,000 |
| Allowance for loan losses | 700,000 | 700,000 | 707,000 | 693,000 |
| Securities available for sale | 48,024,000 | 50,559,000 | 53,504,000 | 53,606,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,081,000 | 95,032,000 | 97,713,000 | 98,895,000 |
| Interest-bearing deposits | 70,921,000 | 70,162,000 | 72,547,000 | 73,976,000 |
| Noninterest-bearing deposits | 25,160,000 | 24,870,000 | 25,166,000 | 24,919,000 |
| Equity capital | 14,652,000 | 14,345,000 | 14,378,000 | 14,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,079,000 | 3,028,000 | 4,055,000 |
| Interest expense | 132,000 | 251,000 | 376,000 | 510,000 |
| Net interest income | 918,000 | 1,828,000 | 2,652,000 | 3,545,000 |
| Noninterest income | 256,000 | 522,000 | 809,000 | 1,082,000 |
| Noninterest expense | 819,000 | 1,569,000 | 2,353,000 | 3,133,000 |
| Provision for loan losses | 6,000 | 6,000 | 15,000 | 4,000 |
| Pretax income | 415,000 | 841,000 | 1,190,000 | 1,587,000 |
| Income tax | 123,000 | 245,000 | 344,000 | 421,000 |
| Net income | 292,000 | 596,000 | 846,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,001,000 | 14,216,000 | 14,377,000 | 14,411,000 |
| Total capital | 14,654,000 | 14,851,000 | 15,018,000 | 15,051,000 |
| Risk-weighted assets | 51,433,000 | 49,985,000 | 50,476,000 | 51,067,000 |