Call reports 2012
BANK OF MOUNT HOPE, INC. — 2012
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,667,000 | 127,956,000 | 127,632,000 | 119,874,000 |
| Total loans | 59,931,000 | 61,477,000 | 63,202,000 | 61,921,000 |
| Allowance for loan losses | 682,000 | 694,000 | 704,000 | 692,000 |
| Securities available for sale | 58,845,000 | 54,789,000 | 52,543,000 | 50,177,000 |
| Securities held to maturity | 7,000 | 7,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,642,000 | 98,171,000 | 98,348,000 | 92,880,000 |
| Interest-bearing deposits | 75,541,000 | 73,897,000 | 73,634,000 | 69,472,000 |
| Noninterest-bearing deposits | 24,101,000 | 24,274,000 | 24,714,000 | 23,408,000 |
| Equity capital | 14,233,000 | 14,400,000 | 14,781,000 | 14,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,287,000 | 3,407,000 | 4,506,000 |
| Interest expense | 202,000 | 389,000 | 697,000 | 845,000 |
| Net interest income | 948,000 | 1,898,000 | 2,710,000 | 3,661,000 |
| Noninterest income | 276,000 | 565,000 | 860,000 | 1,147,000 |
| Noninterest expense | 807,000 | 1,600,000 | 2,278,000 | 3,039,000 |
| Provision for loan losses | 5,000 | 18,000 | 28,000 | 23,000 |
| Pretax income | 412,000 | 845,000 | 1,264,000 | 1,812,000 |
| Income tax | 128,000 | 265,000 | 396,000 | 550,000 |
| Net income | 284,000 | 580,000 | 868,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,511,000 | 13,479,000 | 13,677,000 | 13,788,000 |
| Total capital | 14,193,000 | 14,173,000 | 14,374,000 | 14,437,000 |
| Risk-weighted assets | 55,087,000 | 54,741,000 | 55,048,000 | 51,101,000 |