Call reports 2011
BANK OF MOUNT HOPE, INC. — 2011
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,315,000 | 122,733,000 | 128,312,000 | 126,606,000 |
| Total loans | 60,166,000 | 60,889,000 | 60,929,000 | 58,752,000 |
| Allowance for loan losses | 661,000 | 668,000 | 674,000 | 676,000 |
| Securities available for sale | 50,926,000 | 52,514,000 | 56,617,000 | 57,129,000 |
| Securities held to maturity | 208,000 | 9,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,394,000 | 101,733,000 | 98,851,000 | 97,738,000 |
| Interest-bearing deposits | 81,373,000 | 79,560,000 | 76,407,000 | 73,940,000 |
| Noninterest-bearing deposits | 20,021,000 | 22,173,000 | 22,444,000 | 23,798,000 |
| Equity capital | 12,917,000 | 13,364,000 | 13,904,000 | 14,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,365,000 | 3,564,000 | 4,733,000 |
| Interest expense | 268,000 | 504,000 | 741,000 | 965,000 |
| Net interest income | 919,000 | 1,861,000 | 2,823,000 | 3,768,000 |
| Noninterest income | 261,000 | 562,000 | 871,000 | 1,149,000 |
| Noninterest expense | 797,000 | 1,562,000 | 2,358,000 | 2,996,000 |
| Provision for loan losses | 14,000 | 22,000 | 28,000 | 34,000 |
| Pretax income | 369,000 | 841,000 | 1,306,000 | 1,885,000 |
| Income tax | 120,000 | 278,000 | 428,000 | 591,000 |
| Net income | 249,000 | 563,000 | 878,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,584,000 | 12,806,000 | 13,040,000 | 13,309,000 |
| Total capital | 13,245,000 | 13,474,000 | 13,714,000 | 13,985,000 |
| Risk-weighted assets | 55,037,000 | 55,406,000 | 54,846,000 | 53,757,000 |