Call reports 2010
BANK OF MOUNT HOPE, INC. — 2010
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 117,736,000 | 121,793,000 | 122,440,000 | 119,349,000 |
| Total loans | 62,591,000 | 62,715,000 | 60,990,000 | 58,697,000 |
| Allowance for loan losses | 703,000 | 645,000 | 640,000 | 654,000 |
| Securities available for sale | 44,192,000 | 48,374,000 | 48,128,000 | 50,734,000 |
| Securities held to maturity | 210,000 | 209,000 | 209,000 | 208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,932,000 | 99,853,000 | 101,457,000 | 98,780,000 |
| Interest-bearing deposits | 80,297,000 | 79,257,000 | 81,661,000 | 79,532,000 |
| Noninterest-bearing deposits | 18,635,000 | 20,596,000 | 19,796,000 | 19,249,000 |
| Equity capital | 12,348,000 | 12,763,000 | 12,857,000 | 12,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,708,000 | 3,963,000 | 5,177,000 |
| Interest expense | 361,000 | 678,000 | 992,000 | 1,282,000 |
| Net interest income | 1,022,000 | 2,030,000 | 2,971,000 | 3,895,000 |
| Noninterest income | 252,000 | 534,000 | 827,000 | 1,094,000 |
| Noninterest expense | 769,000 | 1,537,000 | 2,340,000 | 3,079,000 |
| Provision for loan losses | 22,000 | 41,000 | 71,000 | 88,000 |
| Pretax income | 483,000 | 986,000 | 1,387,000 | 1,822,000 |
| Income tax | 166,000 | 340,000 | 451,000 | 619,000 |
| Net income | 317,000 | 646,000 | 936,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,799,000 | 12,029,000 | 12,237,000 | 12,422,000 |
| Total capital | 12,489,000 | 12,674,000 | 12,877,000 | 13,076,000 |
| Risk-weighted assets | 55,629,000 | 56,415,000 | 55,460,000 | 55,176,000 |