Call reports 2009
BANK OF MOUNT HOPE, INC. — 2009
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 120,234,000 | 120,603,000 | 123,957,000 | 118,592,000 |
| Total loans | 63,568,000 | 63,624,000 | 64,834,000 | 64,065,000 |
| Allowance for loan losses | 615,000 | 637,000 | 670,000 | 677,000 |
| Securities available for sale | 49,992,000 | 47,895,000 | 46,552,000 | 47,612,000 |
| Securities held to maturity | 214,000 | 213,000 | 212,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,959,000 | 101,072,000 | 103,067,000 | 98,846,000 |
| Interest-bearing deposits | 81,557,000 | 81,632,000 | 84,041,000 | 79,171,000 |
| Noninterest-bearing deposits | 19,402,000 | 19,440,000 | 19,026,000 | 19,675,000 |
| Equity capital | 10,954,000 | 11,209,000 | 11,773,000 | 12,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,138,000 | 4,674,000 | 6,166,000 |
| Interest expense | 582,000 | 1,085,000 | 1,536,000 | 1,959,000 |
| Net interest income | 1,000,000 | 2,053,000 | 3,138,000 | 4,207,000 |
| Noninterest income | 263,000 | 555,000 | 831,000 | 1,119,000 |
| Noninterest expense | 749,000 | 1,510,000 | 2,296,000 | 3,017,000 |
| Provision for loan losses | 15,000 | 41,000 | 75,000 | 98,000 |
| Pretax income | 499,000 | 1,148,000 | 1,689,000 | 2,302,000 |
| Income tax | 168,000 | 385,000 | 582,000 | 732,000 |
| Net income | 331,000 | 763,000 | 1,107,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,567,000 | 10,912,000 | 11,178,000 | 11,560,000 |
| Total capital | 11,182,000 | 11,549,000 | 11,848,000 | 12,237,000 |
| Risk-weighted assets | 57,447,000 | 57,485,000 | 57,906,000 | 56,022,000 |