Call reports 2007
BANK OF MOUNT HOPE, INC. — 2007
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 92,063,000 | 93,678,000 | 96,251,000 | 100,675,000 |
| Total loans | 60,382,000 | 61,437,000 | 64,133,000 | 64,239,000 |
| Allowance for loan losses | 574,000 | 610,000 | 622,000 | 626,000 |
| Securities available for sale | 25,259,000 | 24,526,000 | 24,760,000 | 27,448,000 |
| Securities held to maturity | 547,000 | 546,000 | 545,000 | 544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,140,000 | 81,398,000 | 84,110,000 | 88,103,000 |
| Interest-bearing deposits | 62,813,000 | 65,378,000 | 67,663,000 | 72,122,000 |
| Noninterest-bearing deposits | 16,327,000 | 16,020,000 | 16,447,000 | 15,981,000 |
| Equity capital | 8,655,000 | 8,870,000 | 9,033,000 | 9,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,817,000 | 4,315,000 | 5,859,000 |
| Interest expense | 566,000 | 1,175,000 | 1,838,000 | 2,545,000 |
| Net interest income | 808,000 | 1,642,000 | 2,477,000 | 3,314,000 |
| Noninterest income | 217,000 | 449,000 | 690,000 | 963,000 |
| Noninterest expense | 630,000 | 1,268,000 | 1,940,000 | 2,592,000 |
| Provision for loan losses | 13,000 | 37,000 | 59,000 | 67,000 |
| Pretax income | 382,000 | 786,000 | 1,172,000 | 1,622,000 |
| Income tax | 118,000 | 242,000 | 362,000 | 539,000 |
| Net income | 264,000 | 544,000 | 810,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,660,000 | 8,942,000 | 9,009,000 | 9,183,000 |
| Total capital | 9,234,000 | 9,552,000 | 9,631,000 | 9,809,000 |
| Risk-weighted assets | 52,145,000 | 52,766,000 | 53,107,000 | 54,051,000 |