Call reports 2005

BANK OF MOUNT HOPE, INC. — 2005

Name: BANK OF MOUNT HOPE, INC. — FFIEC call report 2005
Creator: BANK OF MOUNT HOPE, INC.

What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b6678ab6-f7a0-48cf-90c0-8f6cb83d3ffd/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	73,943,000	74,630,000	74,100,000	78,013,000
Total loans	52,543,000	53,090,000	54,781,000	55,234,000
Allowance for loan losses	556,000	564,000	569,000	579,000
Securities available for sale	17,025,000	16,814,000	13,369,000	14,591,000
Securities held to maturity	562,000	560,000	557,000	556,000
Trading assets	0	0	0	0
Total deposits	62,035,000	63,598,000	63,493,000	67,429,000
Interest-bearing deposits	48,362,000	48,488,000	48,871,000	52,029,000
Noninterest-bearing deposits	13,673,000	15,110,000	14,622,000	15,400,000
Equity capital	6,982,000	7,173,000	7,306,000	7,445,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	958,000	1,959,000	2,994,000	4,095,000
Interest expense	229,000	468,000	732,000	1,038,000
Net interest income	729,000	1,491,000	2,262,000	3,057,000
Noninterest income	190,000	374,000	572,000	782,000
Noninterest expense	588,000	1,187,000	1,794,000	2,368,000
Provision for loan losses	10,000	23,000	36,000	54,000
Pretax income	321,000	655,000	1,004,000	1,417,000
Income tax	102,000	213,000	326,000	465,000
Net income	219,000	442,000	678,000	952,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	7,083,000	7,230,000	7,368,000	7,544,000
Total capital	7,639,000	7,794,000	7,937,000	8,123,000
Risk-weighted assets	45,870,000	46,390,000	46,992,000	48,582,000