Call reports 2004

BANK OF MOUNT HOPE, INC. — 2004

Name: BANK OF MOUNT HOPE, INC. — FFIEC call report 2004
Creator: BANK OF MOUNT HOPE, INC.

What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b6678ab6-f7a0-48cf-90c0-8f6cb83d3ffd/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	70,945,000	69,991,000	70,831,000	76,091,000
Total loans	47,423,000	47,859,000	49,275,000	51,385,000
Allowance for loan losses	500,000	521,000	543,000	552,000
Securities available for sale	18,892,000	16,931,000	15,700,000	18,568,000
Securities held to maturity	572,000	569,000	568,000	564,000
Trading assets	0	0	0	0
Total deposits	61,415,000	60,100,000	60,539,000	62,612,000
Interest-bearing deposits	48,679,000	47,587,000	47,396,000	48,492,000
Noninterest-bearing deposits	12,736,000	12,513,000	13,143,000	14,120,000
Equity capital	6,533,000	6,507,000	6,688,000	6,838,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	906,000	1,814,000	2,732,000	3,675,000
Interest expense	196,000	389,000	586,000	793,000
Net interest income	710,000	1,425,000	2,146,000	2,882,000
Noninterest income	124,000	273,000	447,000	624,000
Noninterest expense	531,000	1,077,000	1,624,000	2,171,000
Provision for loan losses	9,000	18,000	42,000	55,000
Pretax income	294,000	603,000	927,000	1,280,000
Income tax	92,000	203,000	305,000	381,000
Net income	202,000	400,000	622,000	899,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	6,424,000	6,624,000	6,678,000	6,862,000
Total capital	6,924,000	7,145,000	7,221,000	7,414,000
Risk-weighted assets	42,593,000	43,190,000	44,279,000	45,874,000