Call reports 2002
BANK OF MOUNT HOPE, INC. — 2002
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 65,194,000 | 68,177,000 | 71,030,000 | 67,458,000 |
| Total loans | 42,856,000 | 43,950,000 | 45,393,000 | 45,945,000 |
| Allowance for loan losses | 456,000 | 462,000 | 477,000 | 469,000 |
| Securities available for sale | 14,847,000 | 18,330,000 | 20,513,000 | 16,930,000 |
| Securities held to maturity | 85,000 | 81,000 | 78,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,192,000 | 58,552,000 | 59,228,000 | 57,764,000 |
| Interest-bearing deposits | 46,163,000 | 46,659,000 | 47,099,000 | 46,701,000 |
| Noninterest-bearing deposits | 11,029,000 | 11,893,000 | 12,129,000 | 11,063,000 |
| Equity capital | 5,036,000 | 5,374,000 | 5,540,000 | 5,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,109,000 | 3,152,000 | 4,187,000 |
| Interest expense | 301,000 | 595,000 | 880,000 | 1,156,000 |
| Net interest income | 759,000 | 1,514,000 | 2,272,000 | 3,031,000 |
| Noninterest income | 85,000 | 189,000 | 278,000 | 364,000 |
| Noninterest expense | 490,000 | 977,000 | 1,480,000 | 1,992,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 344,000 | 701,000 | 1,030,000 | 1,348,000 |
| Income tax | 131,000 | 262,000 | 388,000 | 483,000 |
| Net income | 213,000 | 439,000 | 642,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,993,000 | 5,230,000 | 5,394,000 | 5,543,000 |
| Total capital | 5,449,000 | 5,692,000 | 5,871,000 | 6,012,000 |
| Risk-weighted assets | 39,459,000 | 39,695,000 | 41,875,000 | 41,577,000 |