Call reports 2001
BANK OF MOUNT HOPE, INC. — 2001
What BANK OF MOUNT HOPE, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,515,000 | 61,427,000 | 62,624,000 | 64,346,000 |
| Total loans | 39,726,000 | 40,706,000 | 40,765,000 | 42,592,000 |
| Allowance for loan losses | 405,000 | 436,000 | 435,000 | 444,000 |
| Securities available for sale | 13,899,000 | 14,748,000 | 16,527,000 | 17,078,000 |
| Securities held to maturity | 99,000 | 96,000 | 91,000 | 88,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,984,000 | 54,268,000 | 55,054,000 | 55,528,000 |
| Interest-bearing deposits | 44,137,000 | 45,687,000 | 45,393,000 | 45,108,000 |
| Noninterest-bearing deposits | 7,847,000 | 8,581,000 | 9,661,000 | 10,420,000 |
| Equity capital | 4,410,000 | 4,538,000 | 4,793,000 | 4,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,228,000 | 3,359,000 | 4,472,000 |
| Interest expense | 513,000 | 1,026,000 | 1,496,000 | 1,885,000 |
| Net interest income | 562,000 | 1,202,000 | 1,863,000 | 2,587,000 |
| Noninterest income | 74,000 | 164,000 | 240,000 | 330,000 |
| Noninterest expense | 443,000 | 912,000 | 1,365,000 | 1,793,000 |
| Provision for loan losses | 3,000 | 7,000 | 16,000 | 31,000 |
| Pretax income | 190,000 | 447,000 | 722,000 | 1,093,000 |
| Income tax | 67,000 | 159,000 | 270,000 | 389,000 |
| Net income | 123,000 | 288,000 | 452,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,346,000 | 4,460,000 | 4,587,000 | 4,771,000 |
| Total capital | 4,751,000 | 4,896,000 | 5,022,000 | 5,215,000 |
| Risk-weighted assets | 38,184,000 | 38,814,000 | 38,180,000 | 39,340,000 |