Call reports 2013
ROEBLING BANK — 2013
What ROEBLING BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 155,612,000 | 148,616,000 |
| Total loans | 105,652,000 | 102,977,000 |
| Allowance for loan losses | 1,335,000 | 1,214,000 |
| Securities available for sale | 42,639,000 | 37,239,000 |
| Securities held to maturity | 81,000 | 77,000 |
| Trading assets | 0 | 0 |
| Total deposits | 134,961,000 | 129,308,000 |
| Interest-bearing deposits | 105,609,000 | 100,130,000 |
| Noninterest-bearing deposits | 29,352,000 | 29,178,000 |
| Equity capital | 14,984,000 | 14,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 1,503,000 | 2,884,000 |
| Interest expense | 266,000 | 502,000 |
| Net interest income | 1,237,000 | 2,382,000 |
| Noninterest income | 121,000 | 241,000 |
| Noninterest expense | 1,179,000 | 2,364,000 |
| Provision for loan losses | 0 | -200,000 |
| Pretax income | 179,000 | 457,000 |
| Income tax | 103,000 | 271,000 |
| Net income | 76,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 14,045,000 | 14,168,000 |
| Total capital | 15,175,000 | 15,258,000 |
| Risk-weighted assets | 90,207,000 | 87,052,000 |