Call reports 2012
ROEBLING BANK — 2012
What ROEBLING BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 163,692,000 | 163,621,000 | 161,793,000 | 161,108,000 |
| Total loans | 110,361,000 | 110,124,000 | 107,331,000 | 106,746,000 |
| Allowance for loan losses | 988,000 | 994,000 | 1,330,000 | 1,333,000 |
| Securities available for sale | 39,282,000 | 40,181,000 | 44,001,000 | 47,052,000 |
| Securities held to maturity | 102,000 | 92,000 | 89,000 | 84,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,945,000 | 137,577,000 | 131,132,000 | 135,484,000 |
| Interest-bearing deposits | 108,695,000 | 111,296,000 | 105,527,000 | 108,386,000 |
| Noninterest-bearing deposits | 25,250,000 | 26,281,000 | 25,605,000 | 27,098,000 |
| Equity capital | 14,958,000 | 15,120,000 | 15,088,000 | 15,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,160,000 | 4,699,000 | 6,222,000 |
| Interest expense | 352,000 | 675,000 | 978,000 | 1,274,000 |
| Net interest income | 1,252,000 | 2,485,000 | 3,721,000 | 4,948,000 |
| Noninterest income | -81,000 | 43,000 | 183,000 | 466,000 |
| Noninterest expense | 1,177,000 | 2,373,000 | 3,564,000 | 4,914,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 350,000 |
| Pretax income | -6,000 | 155,000 | -10,000 | 150,000 |
| Income tax | -9,000 | 50,000 | -23,000 | 84,000 |
| Net income | 3,000 | 105,000 | 13,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,985,000 | 14,096,000 | 13,955,000 | 13,950,000 |
| Total capital | 14,973,000 | 15,090,000 | 15,113,000 | 15,103,000 |
| Risk-weighted assets | 94,078,000 | 93,661,000 | 92,433,000 | 92,076,000 |