Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,542,000 | 35,250,000 | 36,094,000 | 35,460,000 |
| Total loans | 21,616,000 | 21,381,000 | 18,966,000 | 19,073,000 |
| Allowance for loan losses | 292,000 | 288,000 | 290,000 | 287,000 |
| Securities available for sale | 6,587,000 | 8,200,000 | 7,473,000 | 6,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,283,000 | 30,895,000 | 31,638,000 | 30,980,000 |
| Interest-bearing deposits | 24,815,000 | 25,731,000 | 24,261,000 | 24,408,000 |
| Noninterest-bearing deposits | 5,468,000 | 5,164,000 | 7,377,000 | 6,572,000 |
| Equity capital | 4,157,000 | 4,242,000 | 4,357,000 | 4,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 987,000 | 1,469,000 | 1,918,000 |
| Interest expense | 166,000 | 324,000 | 454,000 | 572,000 |
| Net interest income | 322,000 | 663,000 | 1,015,000 | 1,346,000 |
| Noninterest income | 70,000 | 152,000 | 231,000 | 317,000 |
| Noninterest expense | 368,000 | 729,000 | 1,080,000 | 1,414,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 15,000 |
| Pretax income | 24,000 | 86,000 | 156,000 | 241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 86,000 | 156,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,380,000 | 2,442,000 | 2,512,000 | 2,598,000 |
| Total capital | 2,672,000 | 2,730,000 | 2,778,000 | 2,863,000 |
| Risk-weighted assets | 22,792,000 | 22,813,000 | 21,259,000 | 21,147,000 |