Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,669,000 | 34,550,000 | 35,573,000 | 34,950,000 |
| Total loans | 18,013,000 | 19,737,000 | 18,401,000 | 21,217,000 |
| Allowance for loan losses | 173,000 | 212,000 | 210,000 | 294,000 |
| Securities available for sale | 7,561,000 | 7,105,000 | 7,467,000 | 7,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,389,000 | 29,862,000 | 30,942,000 | 30,645,000 |
| Interest-bearing deposits | 23,773,000 | 23,493,000 | 24,192,000 | 24,821,000 |
| Noninterest-bearing deposits | 5,616,000 | 6,369,000 | 6,750,000 | 5,824,000 |
| Equity capital | 4,721,000 | 4,416,000 | 4,347,000 | 4,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,236,000 | 1,802,000 | 2,322,000 |
| Interest expense | 258,000 | 502,000 | 720,000 | 903,000 |
| Net interest income | 335,000 | 734,000 | 1,082,000 | 1,419,000 |
| Noninterest income | 60,000 | 126,000 | 191,000 | 262,000 |
| Noninterest expense | 571,000 | 1,007,000 | 1,489,000 | 2,027,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 170,000 |
| Pretax income | -191,000 | -177,000 | -261,000 | -516,000 |
| Income tax | 0 | -48,000 | -48,000 | -84,000 |
| Net income | -191,000 | -129,000 | -213,000 | -432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,639,000 | 2,592,000 | 2,538,000 | 2,356,000 |
| Total capital | 2,812,000 | 2,804,000 | 2,748,000 | 2,650,000 |
| Risk-weighted assets | 19,693,000 | 21,891,000 | 20,883,000 | 22,734,000 |