Call reports 2025
METHOD BANK — 2025
What METHOD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 200,911,000 | 225,528,000 | 240,921,000 | 244,313,000 |
| Total loans | 146,563,000 | 160,692,000 | 184,648,000 | 191,456,000 |
| Allowance for loan losses | 1,701,000 | 1,962,000 | 2,413,000 | 2,601,000 |
| Securities available for sale | 685,000 | 644,000 | 542,000 | 441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,090,000 | 189,623,000 | 204,182,000 | 208,550,000 |
| Interest-bearing deposits | 160,427,000 | 180,601,000 | 189,759,000 | 195,182,000 |
| Noninterest-bearing deposits | 8,663,000 | 9,022,000 | 14,423,000 | 13,368,000 |
| Equity capital | 19,400,000 | 23,044,000 | 23,545,000 | 24,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,978,000 | 11,057,000 | 15,392,000 |
| Interest expense | 1,432,000 | 3,116,000 | 4,952,000 | 7,000,000 |
| Net interest income | 1,771,000 | 3,862,000 | 6,105,000 | 8,392,000 |
| Noninterest income | 71,000 | 145,000 | 226,000 | 300,000 |
| Noninterest expense | 1,105,000 | 2,410,000 | 3,756,000 | 5,228,000 |
| Provision for loan losses | 374,000 | 636,000 | 1,121,000 | 1,312,000 |
| Pretax income | 363,000 | 956,000 | 1,449,000 | 2,169,000 |
| Income tax | 71,000 | 263,000 | 333,000 | 506,000 |
| Net income | 292,000 | 693,000 | 1,116,000 | 1,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,589,000 | 22,265,000 | 22,784,000 | 23,394,000 |