Call reports 2015
METHOD BANK — 2015
What METHOD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 14,831,000 | 13,682,000 | 13,141,000 | 12,859,000 |
| Total loans | 6,744,000 | 6,611,000 | 6,353,000 | 6,183,000 |
| Allowance for loan losses | 134,000 | 137,000 | 141,000 | 144,000 |
| Securities available for sale | 4,450,000 | 4,730,000 | 4,464,000 | 4,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,009,000 | 11,743,000 | 11,297,000 | 11,035,000 |
| Interest-bearing deposits | 8,143,000 | 6,996,000 | 6,550,000 | 6,111,000 |
| Noninterest-bearing deposits | 4,866,000 | 4,747,000 | 4,747,000 | 4,924,000 |
| Equity capital | 1,309,000 | 1,267,000 | 1,331,000 | 1,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 365,000 | 544,000 | 716,000 |
| Interest expense | 12,000 | 25,000 | 40,000 | 51,000 |
| Net interest income | 172,000 | 340,000 | 504,000 | 665,000 |
| Noninterest income | 35,000 | 55,000 | 77,000 | 101,000 |
| Noninterest expense | 158,000 | 306,000 | 462,000 | 639,000 |
| Provision for loan losses | 3,000 | 6,000 | 7,000 | 11,000 |
| Pretax income | 46,000 | 83,000 | 112,000 | 116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 83,000 | 112,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,126,000 | 1,163,000 | 1,192,000 | 1,055,000 |
| Total capital | 1,267,000 | 1,287,000 | 1,311,000 | 1,168,000 |
| Risk-weighted assets | 11,317,000 | 9,911,000 | 9,486,000 | 9,016,000 |