Call reports 2014
METHOD BANK — 2014
What METHOD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 13,945,000 | 12,893,000 | 14,113,000 | 14,674,000 |
| Total loans | 6,557,000 | 6,826,000 | 6,765,000 | 6,949,000 |
| Allowance for loan losses | 132,000 | 135,000 | 126,000 | 132,000 |
| Securities available for sale | 3,596,000 | 4,145,000 | 4,236,000 | 4,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,262,000 | 11,060,000 | 12,298,000 | 12,808,000 |
| Interest-bearing deposits | 7,508,000 | 6,718,000 | 6,392,000 | 7,822,000 |
| Noninterest-bearing deposits | 4,754,000 | 4,342,000 | 5,906,000 | 4,986,000 |
| Equity capital | 1,173,000 | 1,250,000 | 1,297,000 | 1,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 348,000 | 526,000 | 710,000 |
| Interest expense | 13,000 | 27,000 | 39,000 | 52,000 |
| Net interest income | 160,000 | 321,000 | 487,000 | 658,000 |
| Noninterest income | 30,000 | 71,000 | 99,000 | 121,000 |
| Noninterest expense | 154,000 | 315,000 | 477,000 | 640,000 |
| Provision for loan losses | 0 | 2,000 | 5,000 | -4,000 |
| Pretax income | 36,000 | 75,000 | 104,000 | 143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 75,000 | 104,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,102,000 | 1,142,000 | 1,171,000 | 1,079,000 |
| Total capital | 1,214,000 | 1,256,000 | 1,288,000 | 1,200,000 |
| Risk-weighted assets | 8,906,000 | 9,126,000 | 9,360,000 | 9,661,000 |