Call reports 2013
METHOD BANK — 2013
What METHOD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 13,210,000 | 12,729,000 | 12,088,000 | 12,317,000 |
| Total loans | 6,846,000 | 6,930,000 | 6,847,000 | 6,720,000 |
| Allowance for loan losses | 133,000 | 133,000 | 133,000 | 137,000 |
| Securities available for sale | 4,078,000 | 3,990,000 | 3,543,000 | 3,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,911,000 | 11,013,000 | 10,160,000 | 10,574,000 |
| Interest-bearing deposits | 7,771,000 | 7,159,000 | 6,490,000 | 6,644,000 |
| Noninterest-bearing deposits | 4,140,000 | 3,854,000 | 3,670,000 | 3,930,000 |
| Equity capital | 1,288,000 | 1,254,000 | 1,234,000 | 1,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 370,000 | 550,000 | 723,000 |
| Interest expense | 10,000 | 21,000 | 31,000 | 44,000 |
| Net interest income | 175,000 | 349,000 | 519,000 | 679,000 |
| Noninterest income | 26,000 | 64,000 | 88,000 | 134,000 |
| Noninterest expense | 148,000 | 308,000 | 459,000 | 625,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 21,000 |
| Pretax income | 70,000 | 123,000 | 163,000 | 185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 123,000 | 163,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,093,000 | 1,145,000 | 1,185,000 | 1,066,000 |
| Total capital | 1,207,000 | 1,258,000 | 1,295,000 | 1,175,000 |
| Risk-weighted assets | 9,077,000 | 9,048,000 | 8,772,000 | 8,672,000 |