Call reports 2012
METHOD BANK — 2012
What METHOD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 14,221,000 | 13,861,000 | 13,753,000 | 13,529,000 |
| Total loans | 7,186,000 | 7,068,000 | 7,238,000 | 7,164,000 |
| Allowance for loan losses | 158,000 | 128,000 | 136,000 | 130,000 |
| Securities available for sale | 3,921,000 | 4,181,000 | 4,358,000 | 4,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,995,000 | 12,575,000 | 12,182,000 | 10,977,000 |
| Interest-bearing deposits | 8,542,000 | 7,668,000 | 7,637,000 | 7,212,000 |
| Noninterest-bearing deposits | 4,453,000 | 4,907,000 | 4,545,000 | 3,765,000 |
| Equity capital | 1,204,000 | 1,277,000 | 1,320,000 | 1,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 388,000 | 584,000 | 790,000 |
| Interest expense | 21,000 | 36,000 | 53,000 | 64,000 |
| Net interest income | 180,000 | 352,000 | 531,000 | 726,000 |
| Noninterest income | 21,000 | 47,000 | 88,000 | 308,000 |
| Noninterest expense | 158,000 | 334,000 | 504,000 | 676,000 |
| Provision for loan losses | 50,000 | 56,000 | 62,000 | 71,000 |
| Pretax income | 44,000 | 86,000 | 130,000 | 364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 86,000 | 130,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,003,000 | 1,044,000 | 1,087,000 | 1,022,000 |
| Total capital | 1,123,000 | 1,162,000 | 1,208,000 | 1,141,000 |
| Risk-weighted assets | 9,576,000 | 9,460,000 | 9,629,000 | 9,493,000 |