Call reports 2006
LEGACY BANK, NATIONAL ASSOCIATION — 2006
What LEGACY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,416,000 | 81,241,000 | 83,346,000 | 87,235,000 |
| Total loans | 59,199,000 | 63,567,000 | 64,701,000 | 63,865,000 |
| Allowance for loan losses | 825,000 | 1,029,000 | 1,044,000 | 1,168,000 |
| Securities available for sale | 7,883,000 | 7,730,000 | 7,635,000 | 7,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,775,000 | 70,534,000 | 72,312,000 | 75,923,000 |
| Interest-bearing deposits | 54,218,000 | 50,798,000 | 49,394,000 | 56,634,000 |
| Noninterest-bearing deposits | 18,557,000 | 19,736,000 | 22,918,000 | 19,289,000 |
| Equity capital | 10,357,000 | 10,395,000 | 10,686,000 | 11,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,136,000 | 4,853,000 | 6,688,000 |
| Interest expense | 387,000 | 789,000 | 1,251,000 | 1,810,000 |
| Net interest income | 1,174,000 | 2,347,000 | 3,602,000 | 4,878,000 |
| Noninterest income | 197,000 | 471,000 | 636,000 | 872,000 |
| Noninterest expense | 1,332,000 | 2,601,000 | 3,853,000 | 5,068,000 |
| Provision for loan losses | -26,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 65,000 | 92,000 | 260,000 | 557,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 65,000 | 91,000 | 259,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,464,000 | 10,484,000 | 10,665,000 | 10,964,000 |
| Total capital | 11,289,000 | 11,377,000 | 11,578,000 | 11,906,000 |
| Risk-weighted assets | 67,917,000 | 71,303,000 | 72,941,000 | 74,357,000 |