Call reports 2003
LEGACY BANK, NATIONAL ASSOCIATION — 2003
What LEGACY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 13,799,000 |
| Total loans | 3,095,000 |
| Allowance for loan losses | 39,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 4,362,000 |
| Interest-bearing deposits | 2,957,000 |
| Noninterest-bearing deposits | 1,405,000 |
| Equity capital | 9,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 50,000 |
| Interest expense | 5,000 |
| Net interest income | 45,000 |
| Noninterest income | 22,000 |
| Noninterest expense | 2,624,000 |
| Provision for loan losses | 39,000 |
| Pretax income | -2,596,000 |
| Income tax | 0 |
| Net income | -2,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 9,280,000 |
| Total capital | 9,319,000 |
| Risk-weighted assets | 5,992,000 |