Call reports 2016
BANKOKOLONA — 2016
What BANKOKOLONA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 168,919,000 | 169,339,000 | 169,272,000 | 171,846,000 |
| Total loans | 115,950,000 | 121,739,000 | 130,256,000 | 129,200,000 |
| Allowance for loan losses | 1,525,000 | 1,553,000 | 1,720,000 | 1,692,000 |
| Securities available for sale | 32,743,000 | 27,529,000 | 26,650,000 | 25,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,294,000 | 145,353,000 | 143,632,000 | 149,336,000 |
| Interest-bearing deposits | 114,174,000 | 113,611,000 | 110,997,000 | 113,946,000 |
| Noninterest-bearing deposits | 31,120,000 | 31,742,000 | 32,635,000 | 35,390,000 |
| Equity capital | 18,808,000 | 19,120,000 | 18,686,000 | 17,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,193,000 | 4,527,000 | 6,816,000 | 9,174,000 |
| Interest expense | 250,000 | 496,000 | 796,000 | 1,091,000 |
| Net interest income | 1,943,000 | 4,031,000 | 6,020,000 | 8,083,000 |
| Noninterest income | 263,000 | 527,000 | 828,000 | 1,106,000 |
| Noninterest expense | 1,284,000 | 2,495,000 | 3,868,000 | 5,254,000 |
| Provision for loan losses | 120,000 | 710,000 | 890,000 | 1,070,000 |
| Pretax income | 802,000 | 1,757,000 | 2,494,000 | 3,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 802,000 | 1,757,000 | 2,494,000 | 3,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,187,000 | 17,639,000 | 18,014,000 | 17,883,000 |
| Total capital | 18,712,000 | 19,192,000 | 19,664,000 | 19,545,000 |
| Risk-weighted assets | 123,173,000 | 124,567,000 | 131,970,000 | 132,969,000 |