Call reports 2015
BANKOKOLONA — 2015
What BANKOKOLONA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 154,957,000 | 156,379,000 | 158,443,000 | 159,827,000 |
| Total loans | 103,242,000 | 110,221,000 | 114,545,000 | 116,106,000 |
| Allowance for loan losses | 1,329,000 | 1,301,000 | 1,394,000 | 1,404,000 |
| Securities available for sale | 34,927,000 | 35,851,000 | 31,219,000 | 32,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,581,000 | 136,305,000 | 133,839,000 | 137,151,000 |
| Interest-bearing deposits | 124,029,000 | 136,274,000 | 105,538,000 | 107,783,000 |
| Noninterest-bearing deposits | 10,552,000 | 31,000 | 28,301,000 | 29,368,000 |
| Equity capital | 17,740,000 | 17,256,000 | 17,955,000 | 18,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,934,000 | 6,070,000 | 8,207,000 |
| Interest expense | 221,000 | 451,000 | 685,000 | 924,000 |
| Net interest income | 1,687,000 | 3,483,000 | 5,385,000 | 7,283,000 |
| Noninterest income | 239,000 | 487,000 | 774,000 | 1,029,000 |
| Noninterest expense | 1,096,000 | 2,269,000 | 3,549,000 | 4,698,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 710,000 | 1,447,000 | 2,386,000 | 3,270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 710,000 | 1,447,000 | 2,386,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,539,000 | 16,286,000 | 16,864,000 | 16,967,000 |
| Total capital | 17,868,000 | 17,587,000 | 18,258,000 | 18,371,000 |
| Risk-weighted assets | 116,687,000 | 114,884,000 | 119,439,000 | 121,884,000 |