Call reports 2014
BANKOKOLONA — 2014
What BANKOKOLONA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 147,937,000 | 146,786,000 | 145,046,000 | 150,503,000 |
| Total loans | 88,860,000 | 96,664,000 | 101,631,000 | 99,919,000 |
| Allowance for loan losses | 1,165,000 | 1,202,000 | 1,317,000 | 1,221,000 |
| Securities available for sale | 22,296,000 | 25,583,000 | 32,565,000 | 32,188,000 |
| Securities held to maturity | 12,043,000 | 11,831,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,671,000 | 127,146,000 | 124,551,000 | 130,895,000 |
| Interest-bearing deposits | 102,527,000 | 102,926,000 | 100,683,000 | 103,300,000 |
| Noninterest-bearing deposits | 26,144,000 | 24,220,000 | 23,868,000 | 27,595,000 |
| Equity capital | 16,628,000 | 17,004,000 | 17,618,000 | 16,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,776,000 | 3,303,000 | 5,508,000 | 7,441,000 |
| Interest expense | 257,000 | 489,000 | 710,000 | 931,000 |
| Net interest income | 1,519,000 | 2,814,000 | 4,798,000 | 6,510,000 |
| Noninterest income | 211,000 | 469,000 | 764,000 | 1,022,000 |
| Noninterest expense | 1,064,000 | 1,794,000 | 3,167,000 | 4,344,000 |
| Provision for loan losses | 57,000 | 114,000 | 234,000 | 354,000 |
| Pretax income | 717,000 | 1,483,000 | 2,270,000 | 2,943,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 717,000 | 1,483,000 | 2,270,000 | 2,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,900,000 | 16,062,000 | 16,549,000 | 15,862,000 |
| Total capital | 17,065,000 | 17,264,000 | 17,866,000 | 17,083,000 |
| Risk-weighted assets | 96,714,000 | 103,155,000 | 106,724,000 | 108,602,000 |