Call reports 2013
BANKOKOLONA — 2013
What BANKOKOLONA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 145,663,000 | 143,582,000 | 143,845,000 | 142,549,000 |
| Total loans | 76,827,000 | 82,197,000 | 87,882,000 | 87,601,000 |
| Allowance for loan losses | 1,370,000 | 1,241,000 | 1,127,000 | 1,148,000 |
| Securities available for sale | 23,012,000 | 22,207,000 | 21,823,000 | 21,404,000 |
| Securities held to maturity | 6,002,000 | 9,644,000 | 11,453,000 | 12,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,588,000 | 125,106,000 | 124,858,000 | 123,775,000 |
| Interest-bearing deposits | 101,959,000 | 103,354,000 | 100,986,000 | 100,921,000 |
| Noninterest-bearing deposits | 26,629,000 | 21,752,000 | 23,872,000 | 22,854,000 |
| Equity capital | 14,095,000 | 15,323,000 | 15,851,000 | 16,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,238,000 | 4,980,000 | 6,760,000 |
| Interest expense | 328,000 | 645,000 | 940,000 | 1,213,000 |
| Net interest income | 1,332,000 | 2,593,000 | 4,040,000 | 5,547,000 |
| Noninterest income | 212,000 | 410,000 | 658,000 | 913,000 |
| Noninterest expense | 1,083,000 | 2,149,000 | 3,087,000 | 4,195,000 |
| Provision for loan losses | 57,000 | 114,000 | 141,000 | 141,000 |
| Pretax income | 404,000 | 747,000 | 1,480,000 | 2,262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 404,000 | 747,000 | 1,480,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,776,000 | 14,538,000 | 15,033,000 | 15,482,000 |
| Total capital | 13,847,000 | 15,655,000 | 16,160,000 | 16,630,000 |
| Risk-weighted assets | 85,362,000 | 89,256,000 | 97,006,000 | 94,893,000 |