Call reports 2007
BANKOKOLONA — 2007
What BANKOKOLONA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,591,000 | 67,392,000 | 69,397,000 | 69,395,000 |
| Total loans | 41,203,000 | 45,151,000 | 46,454,000 | 46,347,000 |
| Allowance for loan losses | 966,000 | 975,000 | 747,000 | 661,000 |
| Securities available for sale | 20,069,000 | 19,819,000 | 19,162,000 | 17,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,517,000 | 49,914,000 | 49,328,000 | 50,518,000 |
| Interest-bearing deposits | 40,374,000 | 42,051,000 | 41,709,000 | 43,075,000 |
| Noninterest-bearing deposits | 9,143,000 | 7,862,000 | 7,619,000 | 7,443,000 |
| Equity capital | 8,512,000 | 8,135,000 | 8,614,000 | 9,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,378,000 | 3,725,000 | 5,105,000 |
| Interest expense | 480,000 | 1,004,000 | 1,578,000 | 2,167,000 |
| Net interest income | 654,000 | 1,374,000 | 2,147,000 | 2,938,000 |
| Noninterest income | 97,000 | 213,000 | 337,000 | 463,000 |
| Noninterest expense | 529,000 | 990,000 | 1,489,000 | 2,044,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 207,000 | 567,000 | 950,000 | 1,317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 567,000 | 950,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,528,000 | 8,408,000 | 8,551,000 | 8,918,000 |
| Total capital | 8,990,000 | 8,907,000 | 9,085,000 | 9,459,000 |
| Risk-weighted assets | 36,471,000 | 39,460,000 | 42,476,000 | 43,158,000 |