Call reports 2005
BANKOKOLONA — 2005
What BANKOKOLONA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 56,453,000 | 56,282,000 | 56,384,000 | 57,744,000 |
| Total loans | 41,507,000 | 42,281,000 | 42,753,000 | 38,773,000 |
| Allowance for loan losses | 959,000 | 1,099,000 | 1,083,000 | 1,032,000 |
| Securities available for sale | 9,644,000 | 9,729,000 | 9,672,000 | 10,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,622,000 | 44,395,000 | 43,517,000 | 44,826,000 |
| Interest-bearing deposits | 34,462,000 | 34,198,000 | 35,604,000 | 35,026,000 |
| Noninterest-bearing deposits | 9,160,000 | 10,197,000 | 7,913,000 | 9,800,000 |
| Equity capital | 8,478,000 | 8,553,000 | 8,513,000 | 8,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,909,000 | 2,832,000 | 3,738,000 |
| Interest expense | 185,000 | 413,000 | 658,000 | 948,000 |
| Net interest income | 634,000 | 1,496,000 | 2,174,000 | 2,790,000 |
| Noninterest income | 116,000 | 170,000 | 251,000 | 352,000 |
| Noninterest expense | 512,000 | 876,000 | 1,346,000 | 1,856,000 |
| Provision for loan losses | 30,000 | 170,000 | 200,000 | 230,000 |
| Pretax income | 208,000 | 620,000 | 879,000 | 1,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 620,000 | 879,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,595,000 | 8,527,000 | 8,546,000 | 8,722,000 |
| Total capital | 9,050,000 | 8,983,000 | 8,993,000 | 9,162,000 |
| Risk-weighted assets | 35,919,000 | 35,874,000 | 35,144,000 | 34,639,000 |