Call reports 2004
BANKOKOLONA — 2004
What BANKOKOLONA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,115,000 | 55,829,000 | 56,495,000 | 56,216,000 |
| Total loans | 41,642,000 | 42,796,000 | 42,790,000 | 42,549,000 |
| Allowance for loan losses | 1,157,000 | 1,266,000 | 1,057,000 | 1,087,000 |
| Securities available for sale | 10,416,000 | 10,541,000 | 9,701,000 | 9,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,620,000 | 42,613,000 | 42,091,000 | 41,647,000 |
| Interest-bearing deposits | 34,800,000 | 34,755,000 | 34,115,000 | 32,553,000 |
| Noninterest-bearing deposits | 8,820,000 | 7,858,000 | 7,976,000 | 9,094,000 |
| Equity capital | 8,990,000 | 8,441,000 | 8,841,000 | 8,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,699,000 | 2,600,000 | 3,497,000 |
| Interest expense | 207,000 | 343,000 | 519,000 | 699,000 |
| Net interest income | 700,000 | 1,356,000 | 2,081,000 | 2,798,000 |
| Noninterest income | 91,000 | 166,000 | 267,000 | 403,000 |
| Noninterest expense | 424,000 | 726,000 | 1,050,000 | 1,609,000 |
| Provision for loan losses | 30,000 | 160,000 | 281,000 | 311,000 |
| Pretax income | 337,000 | 620,000 | 1,003,000 | 1,281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 620,000 | 1,003,000 | 1,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,734,000 | 8,566,000 | 8,709,000 | 8,867,000 |
| Total capital | 9,190,000 | 9,020,000 | 9,154,000 | 9,389,000 |
| Risk-weighted assets | 35,807,000 | 35,487,000 | 34,953,000 | 41,200,000 |