Call reports 2003
BANKOKOLONA — 2003
What BANKOKOLONA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 60,104,000 | 60,427,000 | 58,243,000 | 57,558,000 |
| Total loans | 38,876,000 | 40,207,000 | 41,283,000 | 41,319,000 |
| Allowance for loan losses | 1,205,000 | 1,153,000 | 1,173,000 | 1,199,000 |
| Securities available for sale | 12,797,000 | 12,657,000 | 12,690,000 | 9,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,727,000 | 43,899,000 | 42,443,000 | 42,152,000 |
| Interest-bearing deposits | 35,222,000 | 35,775,000 | 34,444,000 | 33,791,000 |
| Noninterest-bearing deposits | 8,506,000 | 8,124,000 | 7,999,000 | 8,361,000 |
| Equity capital | 9,301,000 | 9,029,000 | 9,113,000 | 9,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 1,884,000 | 2,841,000 | 3,673,000 |
| Interest expense | 244,000 | 472,000 | 675,000 | 880,000 |
| Net interest income | 736,000 | 1,412,000 | 2,166,000 | 2,793,000 |
| Noninterest income | 81,000 | 158,000 | 270,000 | 369,000 |
| Noninterest expense | 321,000 | 618,000 | 950,000 | 1,355,000 |
| Provision for loan losses | 30,000 | 215,000 | 275,000 | 400,000 |
| Pretax income | 466,000 | 737,000 | 1,211,000 | 1,407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 466,000 | 737,000 | 1,211,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,807,000 | 8,596,000 | 8,829,000 | 8,907,000 |
| Total capital | 9,233,000 | 9,057,000 | 9,262,000 | 9,354,000 |
| Risk-weighted assets | 33,298,000 | 36,186,000 | 33,872,000 | 35,032,000 |