Call reports 2023
BANK 360 — 2023
What BANK 360 reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 53,874,000 | 55,387,000 | 55,987,000 | 56,129,000 |
| Total loans | 49,358,000 | 49,174,000 | 49,796,000 | 50,186,000 |
| Allowance for loan losses | 476,000 | 484,000 | 492,000 | 501,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,725,000 | 48,136,000 | 48,617,000 | 48,669,000 |
| Interest-bearing deposits | 40,806,000 | 41,874,000 | 42,036,000 | 41,471,000 |
| Noninterest-bearing deposits | 5,919,000 | 6,262,000 | 6,581,000 | 7,198,000 |
| Equity capital | 4,923,000 | 4,977,000 | 5,032,000 | 5,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,852,000 | 2,912,000 | 3,977,000 |
| Interest expense | 275,000 | 626,000 | 1,037,000 | 1,474,000 |
| Net interest income | 594,000 | 1,226,000 | 1,875,000 | 2,503,000 |
| Noninterest income | 31,000 | 63,000 | 98,000 | 133,000 |
| Noninterest expense | 433,000 | 884,000 | 1,336,000 | 1,824,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 195,000 | 411,000 | 609,000 | 796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 411,000 | 609,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,923,000 | 4,977,000 | 5,032,000 | 5,089,000 |
| Total capital | 5,399,000 | 5,461,000 | 5,524,000 | — |
| Risk-weighted assets | 42,402,000 | 41,354,000 | 43,143,000 | — |