Call reports 2020
BANK 360 — 2020
What BANK 360 reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 38,614,000 | 40,421,000 | 39,080,000 | 37,732,000 |
| Total loans | 33,188,000 | 33,711,000 | 35,708,000 | 34,872,000 |
| Allowance for loan losses | 327,000 | 335,000 | 458,000 | 322,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,191,000 | 34,946,000 | 33,462,000 | 32,068,000 |
| Interest-bearing deposits | 28,668,000 | 29,562,000 | 28,576,000 | 27,662,000 |
| Noninterest-bearing deposits | 4,523,000 | 5,384,000 | 4,886,000 | 4,406,000 |
| Equity capital | 4,369,000 | 4,402,000 | 4,519,000 | 4,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,238,000 | 1,823,000 | 2,350,000 |
| Interest expense | 112,000 | 207,000 | 275,000 | 326,000 |
| Net interest income | 502,000 | 1,031,000 | 1,548,000 | 2,024,000 |
| Noninterest income | 25,000 | 50,000 | 74,000 | 100,000 |
| Noninterest expense | 309,000 | 643,000 | 1,009,000 | 1,364,000 |
| Provision for loan losses | 6,000 | 12,000 | -182,000 | -176,000 |
| Pretax income | 212,000 | 426,000 | 799,000 | 939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 426,000 | 799,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,369,000 | 4,402,000 | 4,519,000 | 4,552,000 |
| Total capital | 4,696,000 | — | — | — |
| Risk-weighted assets | 26,939,000 | — | — | — |