Call reports 2019
BANK 360 — 2019
What BANK 360 reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 39,815,000 | 39,209,000 | 37,431,000 | 37,430,000 |
| Total loans | 37,354,000 | 36,805,000 | 35,499,000 | 34,127,000 |
| Allowance for loan losses | 277,000 | 300,000 | 309,000 | 318,000 |
| Securities available for sale | 303,000 | 299,000 | 298,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,987,000 | 33,505,000 | 31,737,000 | 32,072,000 |
| Interest-bearing deposits | 30,584,000 | 30,070,000 | 28,610,000 | 28,804,000 |
| Noninterest-bearing deposits | 3,403,000 | 3,435,000 | 3,127,000 | 3,268,000 |
| Equity capital | 4,177,000 | 4,231,000 | 4,276,000 | 4,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,273,000 | 1,904,000 | 2,516,000 |
| Interest expense | 129,000 | 261,000 | 388,000 | 507,000 |
| Net interest income | 484,000 | 1,012,000 | 1,516,000 | 2,009,000 |
| Noninterest income | 128,000 | 157,000 | 185,000 | 215,000 |
| Noninterest expense | 289,000 | 607,000 | 925,000 | 1,288,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 317,000 | 550,000 | 758,000 | 912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 550,000 | 758,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,177,000 | 4,231,000 | 4,276,000 | 4,316,000 |
| Total capital | 4,454,000 | 4,531,000 | 4,585,000 | 4,634,000 |
| Risk-weighted assets | 29,103,000 | 28,529,000 | 27,584,000 | 27,259,000 |