Call reports 2016
BANK 360 — 2016
What BANK 360 reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,574,000 | 43,480,000 | 44,439,000 | 45,916,000 |
| Total loans | 42,217,000 | 41,008,000 | 42,082,000 | 43,087,000 |
| Allowance for loan losses | 239,000 | 250,000 | 260,000 | 270,000 |
| Securities available for sale | 298,000 | 304,000 | 302,000 | 298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,497,000 | 35,320,000 | 35,699,000 | 34,494,000 |
| Interest-bearing deposits | 30,667,000 | 31,895,000 | 31,902,000 | 31,501,000 |
| Noninterest-bearing deposits | 3,830,000 | 3,425,000 | 3,797,000 | 2,993,000 |
| Equity capital | 3,522,000 | 3,586,000 | 3,647,000 | 3,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,060,000 | 1,582,000 | 2,122,000 |
| Interest expense | 40,000 | 91,000 | 141,000 | 190,000 |
| Net interest income | 494,000 | 969,000 | 1,441,000 | 1,932,000 |
| Noninterest income | 33,000 | 65,000 | 98,000 | 131,000 |
| Noninterest expense | 254,000 | 525,000 | 783,000 | 1,072,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 267,000 | 497,000 | 738,000 | 967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 497,000 | 738,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,522,000 | 3,585,000 | 3,647,000 | 3,704,000 |
| Total capital | 3,761,000 | 3,835,000 | 3,907,000 | 3,974,000 |
| Risk-weighted assets | 30,763,000 | 29,664,000 | 31,119,000 | 30,638,000 |