Call reports 2015
BANK 360 — 2015
What BANK 360 reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,825,000 | 38,747,000 | 43,158,000 | 43,602,000 |
| Total loans | 35,636,000 | 35,382,000 | 39,876,000 | 40,760,000 |
| Allowance for loan losses | 203,000 | 210,000 | 218,000 | 228,000 |
| Securities available for sale | 602,000 | 601,000 | 607,000 | 306,000 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,033,000 | 30,888,000 | 31,425,000 | 31,796,000 |
| Interest-bearing deposits | 27,166,000 | 27,089,000 | 28,022,000 | 28,192,000 |
| Noninterest-bearing deposits | 3,867,000 | 3,799,000 | 3,403,000 | 3,604,000 |
| Equity capital | 3,305,000 | 3,348,000 | 3,406,000 | 3,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 880,000 | 1,339,000 | 1,856,000 |
| Interest expense | 41,000 | 76,000 | 112,000 | 149,000 |
| Net interest income | 405,000 | 804,000 | 1,227,000 | 1,707,000 |
| Noninterest income | 36,000 | 71,000 | 108,000 | 143,000 |
| Noninterest expense | 243,000 | 496,000 | 743,000 | 1,018,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 192,000 | 367,000 | 574,000 | 808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 367,000 | 574,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,309,000 | 3,352,000 | 3,406,000 | 3,463,000 |
| Total capital | 3,512,000 | 3,562,000 | 3,624,000 | 3,691,000 |
| Risk-weighted assets | 28,152,000 | 27,264,000 | 28,744,000 | 29,283,000 |