Call reports 2010
BANK 360 — 2010
What BANK 360 reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 33,489,000 | 33,236,000 | 33,930,000 | 33,776,000 |
| Total loans | 25,658,000 | 25,011,000 | 25,852,000 | 27,209,000 |
| Allowance for loan losses | 176,000 | 183,000 | 189,000 | 197,000 |
| Securities available for sale | 2,455,000 | 2,440,000 | 1,416,000 | 1,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,326,000 | 30,034,000 | 30,673,000 | 30,463,000 |
| Interest-bearing deposits | 27,088,000 | 27,672,000 | 28,310,000 | 27,871,000 |
| Noninterest-bearing deposits | 2,238,000 | 2,362,000 | 2,363,000 | 2,592,000 |
| Equity capital | 2,731,000 | 2,756,000 | 2,795,000 | 2,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 670,000 | 972,000 | 1,302,000 |
| Interest expense | 94,000 | 181,000 | 270,000 | 353,000 |
| Net interest income | 233,000 | 489,000 | 702,000 | 949,000 |
| Noninterest income | 60,000 | 127,000 | 222,000 | 293,000 |
| Noninterest expense | 230,000 | 449,000 | 704,000 | 964,000 |
| Provision for loan losses | 8,000 | 15,000 | 21,000 | 29,000 |
| Pretax income | 55,000 | 152,000 | 199,000 | 249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 152,000 | 199,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,704,000 | 2,728,000 | 2,775,000 | 2,825,000 |
| Total capital | 2,880,000 | 2,911,000 | 2,964,000 | 3,022,000 |
| Risk-weighted assets | 23,939,000 | 22,753,000 | 24,099,000 | 25,628,000 |