Call reports 2009
BANK 360 — 2009
What BANK 360 reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,801,000 | 34,688,000 | 34,421,000 | 32,831,000 |
| Total loans | 22,647,000 | 21,538,000 | 22,502,000 | 24,799,000 |
| Allowance for loan losses | 152,000 | 185,000 | 168,000 | 168,000 |
| Securities available for sale | 2,644,000 | 2,700,000 | 2,385,000 | 2,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,277,000 | 31,534,000 | 31,174,000 | 29,670,000 |
| Interest-bearing deposits | 29,411,000 | 28,212,000 | 28,359,000 | 27,364,000 |
| Noninterest-bearing deposits | 2,866,000 | 3,322,000 | 2,815,000 | 2,306,000 |
| Equity capital | 3,097,000 | 2,691,000 | 2,788,000 | 2,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 800,000 | 1,159,000 | 1,533,000 |
| Interest expense | 154,000 | 289,000 | 411,000 | 522,000 |
| Net interest income | 277,000 | 511,000 | 748,000 | 1,011,000 |
| Noninterest income | 68,000 | 136,000 | 210,000 | 289,000 |
| Noninterest expense | 235,000 | 483,000 | 703,000 | 984,000 |
| Provision for loan losses | 0 | 540,000 | 543,000 | 675,000 |
| Pretax income | 110,000 | -376,000 | -288,000 | -359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | -376,000 | -288,000 | -359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,159,000 | 2,674,000 | 2,761,000 | 2,690,000 |
| Total capital | 3,311,000 | 2,859,000 | 2,929,000 | 2,858,000 |
| Risk-weighted assets | 27,174,000 | 25,992,000 | 26,103,000 | 25,848,000 |