Call reports 2008
BANK 360 — 2008
What BANK 360 reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 33,973,000 | 34,139,000 | 36,168,000 | 37,941,000 |
| Total loans | 19,670,000 | 20,631,000 | 22,592,000 | 25,237,000 |
| Allowance for loan losses | 152,000 | 152,000 | 152,000 | 152,000 |
| Securities available for sale | 2,177,000 | 3,229,000 | 3,328,000 | 2,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,519,000 | 30,669,000 | 31,215,000 | 32,538,000 |
| Interest-bearing deposits | 27,375,000 | 27,431,000 | 28,365,000 | 29,364,000 |
| Noninterest-bearing deposits | 3,144,000 | 3,238,000 | 2,850,000 | 3,174,000 |
| Equity capital | 2,970,000 | 2,981,000 | 2,999,000 | 2,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 943,000 | 1,413,000 | 1,832,000 |
| Interest expense | 261,000 | 479,000 | 666,000 | 857,000 |
| Net interest income | 227,000 | 464,000 | 747,000 | 975,000 |
| Noninterest income | 68,000 | 138,000 | 201,000 | 341,000 |
| Noninterest expense | 210,000 | 425,000 | 656,000 | 904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 177,000 | 292,000 | 412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 177,000 | 292,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,968,000 | 2,991,000 | 3,019,000 | 3,049,000 |
| Total capital | 3,120,000 | 3,143,000 | 3,171,000 | 3,201,000 |
| Risk-weighted assets | 24,522,000 | 26,161,000 | 28,027,000 | 29,815,000 |