Call reports 2007
BANK 360 — 2007
What BANK 360 reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,135,000 | 34,876,000 | 32,666,000 | 33,176,000 |
| Total loans | 18,634,000 | 18,265,000 | 18,019,000 | 18,903,000 |
| Allowance for loan losses | 152,000 | 152,000 | 152,000 | 152,000 |
| Securities available for sale | 4,404,000 | 3,726,000 | 3,658,000 | 2,796,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,342,000 | 29,040,000 | 29,306,000 | 29,757,000 |
| Interest-bearing deposits | 26,469,000 | 26,134,000 | 26,334,000 | 26,655,000 |
| Noninterest-bearing deposits | 2,873,000 | 2,906,000 | 2,972,000 | 3,102,000 |
| Equity capital | 2,815,000 | 2,857,000 | 2,892,000 | 2,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,051,000 | 1,576,000 | 2,093,000 |
| Interest expense | 289,000 | 579,000 | 875,000 | 1,143,000 |
| Net interest income | 237,000 | 472,000 | 701,000 | 950,000 |
| Noninterest income | 70,000 | 162,000 | 239,000 | 302,000 |
| Noninterest expense | 195,000 | 398,000 | 611,000 | 833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 230,000 | 323,000 | 413,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 230,000 | 323,000 | 413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,872,000 | 2,901,000 | 2,925,000 | 2,946,000 |
| Total capital | 3,024,000 | 3,053,000 | 3,077,000 | 3,098,000 |
| Risk-weighted assets | 22,708,000 | 24,742,000 | 24,051,000 | 24,168,000 |