Call reports 2005
BANK 360 — 2005
What BANK 360 reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 30,809,000 | 30,850,000 | 32,972,000 | 32,940,000 |
| Total loans | 22,040,000 | 20,436,000 | 20,897,000 | 20,314,000 |
| Allowance for loan losses | 144,000 | 150,000 | 152,000 | 152,000 |
| Securities available for sale | 5,281,000 | 5,215,000 | 5,124,000 | 4,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,009,000 | 27,951,000 | 27,546,000 | 27,534,000 |
| Interest-bearing deposits | 25,441,000 | 25,269,000 | 24,830,000 | 24,930,000 |
| Noninterest-bearing deposits | 2,568,000 | 2,682,000 | 2,716,000 | 2,604,000 |
| Equity capital | 2,521,000 | 2,578,000 | 2,590,000 | 2,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 751,000 | 1,153,000 | 1,602,000 |
| Interest expense | 133,000 | 282,000 | 448,000 | 652,000 |
| Net interest income | 236,000 | 469,000 | 705,000 | 950,000 |
| Noninterest income | 49,000 | 105,000 | 161,000 | 216,000 |
| Noninterest expense | 180,000 | 357,000 | 539,000 | 734,000 |
| Provision for loan losses | 4,000 | 10,000 | 12,000 | 12,000 |
| Pretax income | 101,000 | 207,000 | 315,000 | 420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 207,000 | 315,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,624,000 | 2,651,000 | 2,677,000 | 2,705,000 |
| Total capital | 2,768,000 | 2,801,000 | 2,829,000 | 2,857,000 |
| Risk-weighted assets | 19,432,000 | 18,612,000 | 20,425,000 | 20,756,000 |