Call reports 2004
BANK 360 — 2004
What BANK 360 reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,108,000 | 32,220,000 | 30,843,000 | 30,931,000 |
| Total loans | 24,183,000 | 23,199,000 | 22,259,000 | 22,958,000 |
| Allowance for loan losses | 142,000 | 144,000 | 144,000 | 144,000 |
| Securities available for sale | 4,967,000 | 6,144,000 | 5,110,000 | 5,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,210,000 | 29,357,000 | 27,964,000 | 27,367,000 |
| Interest-bearing deposits | 27,553,000 | 26,823,000 | 25,678,000 | 24,628,000 |
| Noninterest-bearing deposits | 2,657,000 | 2,534,000 | 2,286,000 | 2,739,000 |
| Equity capital | 2,654,000 | 2,603,000 | 2,616,000 | 2,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 643,000 | 987,000 | 1,333,000 |
| Interest expense | 120,000 | 233,000 | 346,000 | 465,000 |
| Net interest income | 217,000 | 410,000 | 641,000 | 868,000 |
| Noninterest income | 55,000 | 116,000 | 174,000 | 225,000 |
| Noninterest expense | 174,000 | 356,000 | 573,000 | 778,000 |
| Provision for loan losses | 6,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 92,000 | 171,000 | 267,000 | 340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 171,000 | 267,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,533,000 | 2,556,000 | 2,526,000 | 2,599,000 |
| Total capital | 2,675,000 | 2,700,000 | 2,670,000 | 2,743,000 |
| Risk-weighted assets | 18,000,000 | 19,559,000 | 20,362,000 | 19,752,000 |