Call reports 2003
BANK 360 — 2003
What BANK 360 reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,289,000 | 33,527,000 | 32,848,000 | 33,436,000 |
| Total loans | 25,058,000 | 24,463,000 | 24,122,000 | 25,228,000 |
| Allowance for loan losses | 138,000 | 138,000 | 136,000 | 136,000 |
| Securities available for sale | 5,703,000 | 5,718,000 | 5,789,000 | 5,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,183,000 | 30,643,000 | 29,995,000 | 29,838,000 |
| Interest-bearing deposits | 28,239,000 | 28,174,000 | 27,653,000 | 27,020,000 |
| Noninterest-bearing deposits | 1,944,000 | 2,469,000 | 2,342,000 | 2,818,000 |
| Equity capital | 2,544,000 | 2,614,000 | 2,602,000 | 2,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 736,000 | 1,104,000 | 1,452,000 |
| Interest expense | 165,000 | 322,000 | 458,000 | 582,000 |
| Net interest income | 210,000 | 414,000 | 646,000 | 870,000 |
| Noninterest income | 57,000 | 116,000 | 177,000 | 238,000 |
| Noninterest expense | 177,000 | 362,000 | 558,000 | 768,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 75,000 | 153,000 | 250,000 | 325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 153,000 | 250,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,448,000 | 2,472,000 | 2,496,000 | 2,513,000 |
| Total capital | 2,586,000 | 2,610,000 | 2,632,000 | 2,649,000 |
| Risk-weighted assets | 17,481,000 | 17,761,000 | 17,377,000 | 18,700,000 |