Call reports 2001
INDEPENDENT NATIONAL BANK — 2001
What INDEPENDENT NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,658,000 | 113,681,000 | 113,207,000 | 120,127,000 |
| Total loans | 74,785,000 | 77,909,000 | 79,287,000 | 83,073,000 |
| Allowance for loan losses | 629,000 | 648,000 | 684,000 | 771,000 |
| Securities available for sale | 21,628,000 | 21,189,000 | 22,665,000 | 26,715,000 |
| Securities held to maturity | 507,000 | 476,000 | 445,000 | 389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,621,000 | 100,375,000 | 99,349,000 | 101,167,000 |
| Interest-bearing deposits | 84,173,000 | 89,395,000 | 88,135,000 | 89,551,000 |
| Noninterest-bearing deposits | 10,448,000 | 10,980,000 | 11,214,000 | 11,616,000 |
| Equity capital | 7,412,000 | 7,630,000 | 7,977,000 | 7,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,983,000 | 4,015,000 | 6,076,000 | 8,089,000 |
| Interest expense | 1,029,000 | 2,008,000 | 2,965,000 | 3,815,000 |
| Net interest income | 954,000 | 2,007,000 | 3,111,000 | 4,274,000 |
| Noninterest income | 196,000 | 395,000 | 608,000 | 829,000 |
| Noninterest expense | 913,000 | 1,816,000 | 2,771,000 | 3,770,000 |
| Provision for loan losses | 42,000 | 64,000 | 97,000 | 189,000 |
| Pretax income | 223,000 | 549,000 | 895,000 | 1,200,000 |
| Income tax | 43,000 | 156,000 | 257,000 | 341,000 |
| Net income | 180,000 | 393,000 | 638,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,290,000 | 7,563,000 | 7,792,000 | 7,999,000 |
| Total capital | 7,919,000 | 8,211,000 | 8,476,000 | 8,770,000 |
| Risk-weighted assets | 72,469,000 | 74,016,000 | 76,123,000 | 80,192,000 |