Call reports 2001
CITIZENS NATIONAL BANK OF TEXAS — 2001
What CITIZENS NATIONAL BANK OF TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 499,127,000 |
| Total loans | 179,454,000 |
| Allowance for loan losses | 2,296,000 |
| Securities available for sale | 31,628,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 390,174,000 |
| Interest-bearing deposits | 312,151,000 |
| Noninterest-bearing deposits | 78,023,000 |
| Equity capital | 92,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 7,691,000 |
| Interest expense | 4,054,000 |
| Net interest income | 3,637,000 |
| Noninterest income | 830,000 |
| Noninterest expense | 4,354,000 |
| Provision for loan losses | 165,000 |
| Pretax income | -7,000 |
| Income tax | 2,000 |
| Net income | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 92,420,000 |
| Total capital | 94,716,000 |
| Risk-weighted assets | 296,331,000 |