Call reports 2025
FIRST NATIONAL BANK OF GILBERT, THE — 2025
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 82,237,000 | 82,041,000 | 82,531,000 | 85,176,000 |
| Total loans | 63,609,000 | 64,825,000 | 67,009,000 | 68,412,000 |
| Allowance for loan losses | 657,000 | 657,000 | 677,000 | 707,000 |
| Securities available for sale | 5,587,000 | 5,821,000 | 5,757,000 | 6,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,562,000 | 70,363,000 | 70,697,000 | 73,286,000 |
| Interest-bearing deposits | 60,117,000 | 59,771,000 | 60,285,000 | 62,599,000 |
| Noninterest-bearing deposits | 10,445,000 | 10,592,000 | 10,412,000 | 10,687,000 |
| Equity capital | 5,811,000 | 5,818,000 | 5,968,000 | 6,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 2,003,000 | 3,080,000 | 4,193,000 |
| Interest expense | 363,000 | 722,000 | 1,076,000 | 1,430,000 |
| Net interest income | 607,000 | 1,281,000 | 2,004,000 | 2,763,000 |
| Noninterest income | 33,000 | 68,000 | 102,000 | 139,000 |
| Noninterest expense | 484,000 | 1,038,000 | 1,579,000 | 2,154,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 165,000 | 314,000 | 514,000 | 716,000 |
| Income tax | 52,000 | 96,000 | 157,000 | 214,000 |
| Net income | 113,000 | 218,000 | 357,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,810,000 | 5,805,000 | 5,944,000 | 5,979,000 |
| Total capital | 6,352,000 | 6,361,000 | 6,518,000 | 6,569,000 |
| Risk-weighted assets | 43,215,000 | 44,405,000 | 45,815,000 | 47,076,000 |