Call reports 2023
FIRST NATIONAL BANK OF GILBERT, THE — 2023
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 73,510,000 | 73,130,000 | 75,693,000 | 79,499,000 |
| Total loans | 58,614,000 | 60,707,000 | 60,921,000 | 61,724,000 |
| Allowance for loan losses | 607,000 | 607,000 | 607,000 | 632,000 |
| Securities available for sale | 6,230,000 | 5,783,000 | 5,318,000 | 5,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,123,000 | 56,722,000 | 59,101,000 | 62,974,000 |
| Interest-bearing deposits | 47,298,000 | 47,316,000 | 48,935,000 | 53,044,000 |
| Noninterest-bearing deposits | 9,825,000 | 9,406,000 | 10,166,000 | 9,930,000 |
| Equity capital | 5,433,000 | 5,431,000 | 5,596,000 | 5,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,436,000 | 2,222,000 | 3,061,000 |
| Interest expense | 172,000 | 399,000 | 663,000 | 965,000 |
| Net interest income | 521,000 | 1,037,000 | 1,559,000 | 2,096,000 |
| Noninterest income | 29,000 | 60,000 | 93,000 | 125,000 |
| Noninterest expense | 409,000 | 831,000 | 1,244,000 | 1,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 124,000 | 251,000 | 389,000 | 440,000 |
| Income tax | 0 | 0 | 0 | 123,000 |
| Net income | 124,000 | 251,000 | 389,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,632,000 | 5,649,000 | 5,787,000 | 5,605,000 |
| Total capital | 6,145,000 | 6,178,000 | 6,310,000 | 6,138,000 |
| Risk-weighted assets | 40,980,000 | 42,255,000 | 41,746,000 | 42,565,000 |